Generally, the process of becoming a client takes three meetings:

 

(1) Get Acquainted meeting. At this meeting we determine whether our firm is a good fit for you and whether you are a good fit for our firm.  It helps if you bring to this meeting copies of your brokerage account statements, bank account statements, other investment-related statements, and a reasonably current balance sheet (hand written is fine).  This meeting is complimentary.

 

(2) A Goals and Objectives meeting. At this meeting we discuss your hopes and dreams.  Here we work with you to envision and understand your “needs” and “wants.”  And we help you to distinguish between the two and to quantify them for planning purposes.

 

(3) A Proposal and Implementation meeting. At this meeting we go over the strategies and techniques we feel appropriate for your circumstances.  

 

Our standard fee to complete a comprehensive financial plan is $2,000.  This fees entitles you to a printed financial plan covering all or some of the following areas: Estate Planning; Investment Planning; Tax Planning; Retirement Planning; Insurance Planning.  Also included in the fee is up to 10 hours of consulting services during the 12 months following presentation of the plan.

 

For a more narrowly focused financial plan our standard fee is $1,000.  This fee covers up to two of the following areas: Estate Planning; Investment Planning; Tax Planning; Retirement Planning; Insurance Planning.  Also included in the fee is up to 5 hours of consulting services during the 12 months following presentation of the plan.

 

Please note that it is not necessary to complete a financial plan in order to become a client.  Although the planning process helps us better understand a client's "big picture," we also welcome those who are looking for a firm to manage their investment portfolio without first preparing a financial plan.